🛡️ Insurance

Life Insurance Calculator

Calculate how much life insurance coverage you need to protect your family.

Annual income to replace

Years of income to replace20 yrs

Existing savings/assets

Total debts (mortgage etc.)

Children's future costs

Final expenses

Recommended Coverage (DIME method)

$1,865,000

≈ $1,212/yr estimated premium

Income replacement$1,600,000

Gross need$1,915,000

Less existing savings−$50,000

Net coverage needed$1,865,000

Estimate only — consult a licensed insurance advisor

Tool overview

Estimate how much life insurance coverage you need using the DIME method.

Browse other tools in the same shared system without leaving the app flow.